I'd put my money point at about $250. Considering I could probably do it with pre-tax money from my flexible spending acct. , I guess that means as much as $400 would be ok.

Anything more than that and there are things in the present that I would much rather buy and enjoy.

I'm not much afraid of death. I am afraid of prolonged sickness. So it would be nice to know if that is what is in store for me, so that I could take up some nice extremely-dangerous hobbies like BASE jumping or something.