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flexagonWe had our first professional work on the condo yesterday--an electrician came out and added some outlets to the basement so my bug can set up his workbench down there. He also tried to fix our doorbell, but apparently doing so would have required ripping out a wall, so instead we went to Tags and got a wireless one for $16. The neighbors will just have to forgive us (we're supposed to ask their permission before making visible changes to the outside of the house)... I bet they will.
Much less fun: the city hasn't reassessed our house as being 3 units yet, as it was just condo-ized last year. So for property taxes they send a bill to the prior owner for the whole house's amount, he passes it to us, and we pay it. Theoretically, this gets paid by an escrow account that is tied to our mortgage, but we were told that probably wouldn't happen until after the next assessment when the bills came in our name. Right, so that's fine... we just mailed off a check for 1/3 that amount ($465). Then I called our mortgage company to see if by any chance we could get reimbursed from escrow.... well, well, I'm glad I called, because it turns out the city had sent them a bill and they had already taken the entire $1395 from our escrow account, leaving us with negative! Huh? That's the amount for the whole house! So I've written the city treasury and our neighbors. There's nothing I can do directly--the city has to work things out with the mortgage company. It all seems so abstract. And yet I am annoyed, because we were overcharged about $900 and now I should probably put a stop payment on the check I sent, and we're probably paying interest on that negative escrow (and as far as I know we can't deposit straight into it, though maybe I should have asked) and blah blah blah. It really doesn't seem like it should be so complicated. Sigh.
Much less fun: the city hasn't reassessed our house as being 3 units yet, as it was just condo-ized last year. So for property taxes they send a bill to the prior owner for the whole house's amount, he passes it to us, and we pay it. Theoretically, this gets paid by an escrow account that is tied to our mortgage, but we were told that probably wouldn't happen until after the next assessment when the bills came in our name. Right, so that's fine... we just mailed off a check for 1/3 that amount ($465). Then I called our mortgage company to see if by any chance we could get reimbursed from escrow.... well, well, I'm glad I called, because it turns out the city had sent them a bill and they had already taken the entire $1395 from our escrow account, leaving us with negative! Huh? That's the amount for the whole house! So I've written the city treasury and our neighbors. There's nothing I can do directly--the city has to work things out with the mortgage company. It all seems so abstract. And yet I am annoyed, because we were overcharged about $900 and now I should probably put a stop payment on the check I sent, and we're probably paying interest on that negative escrow (and as far as I know we can't deposit straight into it, though maybe I should have asked) and blah blah blah. It really doesn't seem like it should be so complicated. Sigh.
