I'm not sure about the ratio stuff, but we pay about 17% of our take home pay toward our mortgage. When we bought our house in 2003, we got a 15 year fixed interest rate of 4.25%, which I think might have been the lowest of the low rates in the housing bubble. I think that we got just the right-sized house for us: 3 bedrooms (the Bear uses one of them for a study and loves "his" room and a room for guests when we have them and Sophie when we don't); I have a little studio. We don't have the living room and den thing (I hate that idea... it just seems so old fashioned), but we have a living room and a dining room that we eat in pretty much every day (except if we eat pizza... for some reason eating pizza must be eaten in the living room.) I have a studio that was a converted garage on the side of the house that I don't get to use that often any more. Meh.
The next time we get a house, I want an entrance way, but that's ok for now.
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branchandroot
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Date: 2008-10-04 10:05 pm (UTC)The next time we get a house, I want an entrance way, but that's ok for now.